Austudy payments are going up in 2025, giving thousands of students and apprentices in Australia a much-needed financial lift. The maximum rate will reach $699.50 every two weeks, helping those who study full-time or take part in trade training programs. The rise comes as part of Centrelink’s yearly cost-of-living update and increased rent assistance, supporting learners who are doing it tough while they focus on education.
Higher Austudy Payments Starting January 2025
From January 2025, single students with no children will be able to get up to $699.50 a fortnight if they qualify for rent assistance. Without rent help, the base rate will be $663.30. If you have dependent children, the rate will increase to $836.60 or more depending on your living arrangements. Couples who are both on Austudy can also get payments, with individual rates adjusted according to circumstances.
These changes aim to help more Australians continue their education or training without the stress of rising living costs. Whether you’re studying at university, completing a TAFE diploma or doing an apprenticeship, Austudy can help cover your day-to-day costs like rent, groceries, and transport.
Who Can Get Austudy in 2025
To receive Austudy in 2025, you need to meet a few clear conditions set by Centrelink. The rules focus on age, study workload, residency, and financial situation.
- You must be at least 25 years old.
- If you are under 25, you can still get Austudy if you have a dependent child.
- You must be studying full-time at an approved course through a university, TAFE, or apprenticeship program.
- You have to be living in Australia and hold an eligible visa or be a permanent resident.
- Your income and the value of your assets must stay below Centrelink’s set thresholds.
Most standard university degrees, diplomas, and qualified apprenticeships are eligible, as long as you’re enrolled full-time and staying on track with your studies.
Updated Austudy Rates for 2025
Here’s a simple breakdown of how the new Austudy rates will look in 2025:
| Recipient Type | Base Rate (Fortnightly) | Max with Rent Assistance |
|---|---|---|
| Single, no children | $663.30 | $699.50 |
| Single, with dependent children | $836.60 | Higher, depends on rent |
| Couple, no children | $663.30 each | Additional rent help possible |
| Long-term transition student | $783.30 | — |
Rent help can make a real difference for many students who need stable housing near their training or university campus. The government’s goal is to make sure people can finish their education without falling behind on rent or bills.
How Income Affects Your Austudy Payment
Austudy is designed to support you while you study, but your income can affect how much you receive. The updated 2025 income limits are:
- You can earn up to $528 every two weeks and still receive your full Austudy.
- Between $528 and $633, your payment reduces by half of the amount you earn over $528.
- Above $633, your payment decreases by 60 cents for each extra dollar earned.
If you work less in some weeks, you can save unused income credits in something called the Income Bank. This lets you earn extra money later without instantly losing your Austudy. However, if you earn too much for six months straight and your payment stops, you’ll need to reapply.
The rule is simple: the less you earn, the more Austudy support you get. Always remember to report income on time to avoid overpayments.
Tips To Make The Most of Your Austudy
Many students accidentally lose money or face delays because they miss small details in their Centrelink reports. Here are a few smart ways to manage your payments better:
- Report income changes quickly: Always update Centrelink whenever your job hours change so you don’t get paid too much and owe money back later.
- Use the Income Bank: Save your unused income space for weeks when you work more hours.
- Track your earnings: Use a mobile budgeting app to keep an eye on your pay. Staying under the income limits can help keep your benefit steady.
- Keep documents safe: Make sure you can show proof of enrolment, rent, and income whenever Centrelink asks.
These small steps make a big difference in helping you stay on top of your study budget.
How To Apply for Austudy in 2025
Getting started with Austudy has become easier with MyGov. You can apply online and track your progress through your account.
Here’s how to do it:
- Set up a MyGov account and connect it to Centrelink.
- Prepare your documents — proof of study, proof of residence, income details, and ID.
- Fill in the online Austudy application form.
- If you pay rent, apply for Rent Assistance in the same process.
- Check your MyGov inbox regularly in case Centrelink asks for more details.
Once approved, your payments will start automatically and go directly to your bank account every two weeks.
A Bigger Boost for Students in 2025
The increase to $699.50 per fortnight shows the government’s effort to support students through rising living costs. With housing, education, and food prices still climbing, the 2025 Austudy rise is a welcome relief for many Australians returning to study or completing their trade training.
For those struggling to balance work and study, this payment could make it easier to focus on learning instead of worrying about bills. Checking your eligibility and applying early through MyGov will ensure your payments begin as soon as possible.